How Do You Collect a Judgment Against a Debt Collector?
You can sue an abusive debt collector based on its failure to comply with the Fair Debt Collection Practices Act (FDCPA). However, if you win your lawsuit, what can you do to collect the judgment?
This is a common issue in FDCPA lawsuits. This is because debt collection companies often ignore the case, fail to show up to court and allow a “default judgment” to be entered against them, thinking that the wronged consumer won’t take action to collect on the judgment.
These debt collectors are wrong.
You can, in fact, take steps to collect the amount from a debt collector that a court (usually a U.S. District Court) has determined you are rightfully owed.
Florida Debt Fighters Take Action for Our Clients
Here’s an example of steps recently taken by the Florida Debt Fighters to collect on a judgment on behalf of a client:
We filed a lawsuit against Pennsylvania-based Commonwealth Financial Systems (CFS), alleging that the company had violated the FDCPA. When CFS did not show up in court, we obtained a default judgment against the debt collector.
Instead of stopping there, we retained local counsel to try and collect on the $6,674.04 debt. We obtained a garnishment order, which was in turn executed by the local Lackawanna County Sheriff’s Office. The Sheriff’s Office proceeded to go to the debt collector’s property and seize 100 of its computers in order to satisfy the default judgment.
As a result of our law firm taking this action, the debt collector immediately paid the judgment.
The bottom line: You can hold abusive debt collectors accountable and recover the compensation you deserve.
Get Help Today from the Florida Debt Fighters
If you have been harassed by a debt collector, get immediate legal help. Contact the Florida Debt Fighters. We can pursue damages for the actual harm you have suffered, punitive damages of up to $1,000 and attorney fees and costs. We won’t stop until we collect!